5123883313 Austin and I'll assist you to understand all the costs and point out any errors.
5123883313 There are certain expected expenses accompanying closing the sale of a house. These costs are usually divided between the buyer and seller, as spelled out in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in Texas to help lead you through your deal.
Costs pertaining to your mortgage to be paid at closing
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- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
- Property Taxes
- Transfer Taxes and Recording Fees
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
As we hammer out your deal, not only will I work to get the highest sales price, but I'll also campaign for limited closing costs. And once we've reached an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.
If you are purchasing a house in Travis County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an acceptable range so you're not startled when you get to closing time. I'll be glad to look over the GFE with you, answering your questions and highlighting any estimates that seem questionable.